If you think a 12% annual return on your money is good, here's the first time insider secret on HOW TO set your sights on 23% from your mortgage.

What volume of debt are you carrying right now? If you are like most Canadians, you have debts that exceed your annual net income. Getting a handle on all of this debt can put a lot of strain on today’s households. Home mortgage refinancing is one possible solution to the debt load problem.

Where is All This Debt Coming From?

The rise in debt loads for Canadian families has been widely reported. (more…)

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