If you think a 12% annual return on your money is good, here's the first time insider secret on HOW TO set your sights on 23% from your mortgage.

President Obama has enacted a $75 billion home refinance stimulus plan that enables millions of homeowners to get a fixed rate 2% mortgage. It is easy for a homeowner to save hundreds of dollars every month by using the “Making Home Affordable

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10 Comments »

1. 

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   Comment by WPMixer — October 1, 2010 @ 6:07 am

2. 

   You get your equity in exchange for a longer term in exchange for lower rates. Or something like that

   Comment by Lil — October 1, 2010 @ 7:08 am

3. 

   If you are looking for the best mortgage refinancing site, try this site

   http://best-mortgage-refinancing.com/

   Here you can find the lowest interest rate in your area

   Comment by ramona rankins — October 1, 2010 @ 7:23 am

4. 

   If you are looking for the best mortgage refinancing site, try this site

   http://best-mortgage-refinancing.com/

   Here you can find the lowest interest rate in your area

   Comment by carmelia gibson — October 1, 2010 @ 7:47 am

5. 

   Be sure to refinance for the balance only. Check all your options. If you're score is good it may be better to do a "pick-a-pay" or pay option loan. You qualify at the 30 year rate but each month you have the option of paying 30-yr payment, 15-yr payment, minimum payment or interest only payment. The rate is lower than a regular fixed rate mortgage. Therefore, if you were having to make home or car repairs you can pay the minimum payment and still be on time for you monthly payment. You can also keep current mortgage and pay an extra payment once a year and it will cut the mortgage time in half.

   Comment by Alex C — October 1, 2010 @ 12:40 pm

6. 

   Yes. The person on the title can block your attempt to refinance.

   You can wait to sell, but he will have the same veto power over any contract offer as well.

   Comment by Bewildered — October 1, 2010 @ 2:46 pm

7. 

   A mod will take your existing loan and make changes to it it can lower your interest rate and your payment or just lower your payment the bank will take your financial information from you and then they will determine how much you can afford to pay a month then the mortgage company will make a decision based on the information they have got from you if they will do the mod but with the new obama plan they will give you a mod for 3 months to see if you can make the new payments is you can then you get the mod if you can't then you don't and the obama plan will give you a fixed interest rate instead of an adjustable one
   A refinance will give you a completely new loan so you could get a lower interest rate and a new payment but if you are behind in your current mortgage most banks will not touch your loan and you will have to try and get a modification

   Comment by Don — October 1, 2010 @ 7:34 pm

8. 

   If you are looking for the best mortgage refinancing site, try this site

   http://best-mortgage-refinancing.com/

   Here you can find the lowest interest rate in your area

   Comment by kelsi frantz — October 2, 2010 @ 8:00 pm

9. 

   Any experience working in a bank (or mortgage company) is great experience for a life. To truly understand how the banking world works will equip you greatly into the future. ~ no matter how you start.

   The larger banks in the USA (and other parts of the world too) have experienced big drops in their market positions because of the over lending to sub prime market. Interestingly, some of the smaller banks are doing really well with stock rises as they did not get involved in this over lending practice.

   all the best to you ~ its' a great education no matter what

   Comment by Jake K — October 3, 2010 @ 3:16 am

10. 

    If you are looking for the best mortgage refinancing site, try this site

    http://best-mortgage-refinancing.com/

    Here you can find the lowest interest rate in your area

    Comment by Anonymous — October 3, 2010 @ 11:48 pm

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